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                                   Frequently Asked Questions

What is a payday loan?
A payday loan is a short term loan usually up to $500.
What do I need to get a payday loan?
To qualify for a payday loan you must be employed for six months
or more, have an active checking or savings account, earn a monthly
income of at least $1000, and be a U.S. citizen at least 18 years of age.
How long will the approval take?
Once you fill out the application all information provided will be verified.
Once all of the information provided is verified you will be contacted by email.
(the same day in most cases)
How will I receive the cash?
Your money will be deposited directly into your bank account,
usually within 24 Hours
What is the maximum amount I can borrow?
The maximum amount of a loan is $500.
Do I need collateral to get a payday loan?
No. As long as you are employed and have a checking/savings account you
qualify for a loan.
How will I know if I've been approved?
You will be contacted by email.
Can I still get a payday loan even if I've declared bankruptcy,
have slow payments or bad credit?

Yes you can. There are no credit checks.
When do I have to pay the loan back?
Your payment is due on your next payday.
Can I pay off my loan early?
Yes. There are no penalties for paying your loan off early
How long will it take to receive another advance once the loan is paid off?
After 72 hours you will be able to receive another loan.
Do I need a fax machine?
Only if you fill out a "Fax Application". If you prefer not to fax please fill out our
"No Fax Application".              
How do I check the status of my application?
Please email us at info@cashnminutes.com                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            

 
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